Up to 100% Financing
VA loans are used for a primary residence transaction — often with no down payment required.
For those who serve
Military Relocation
Colorado Springs is home to the Air Force Academy, Fort Carson, Peterson & Schriever Space Force Bases and more. As a Veteran Spouse, I’m honored to help military families make the most of their hard-earned VA benefit.
Download My VA Buyers Guide
Know your benefit
What you need to know about your VA Loan
Minimum credit score as low as 580
VA loans allow one of the highest debt-to-income ratios, making it easier to qualify and get through underwriting.
Use your eligibility more than once
You can even purchase your next home down the line with a VA loan without selling your current home first. Speak to a lender about how much entitlement is remaining and whether a down payment is required.
You don’t have to be married
Two people, both with VA eligibility, who are not married (even two friends) can purchase a home together, each using a portion of their entitlement. If only one is a veteran it’s still doable — the non-veteran portion just requires a down payment. On a $400K home split in half, the veteran would need no down payment on their $200K.
4% in concessions PLUS closing costs
Concessions can include credit balances (debt). On a $400K purchase you could get $16K (4%) to use toward paying off debt, etc., PLUS closing costs on top of that in seller-paid costs.
VA Funding Fee
There is a funding fee for active-duty military that is rolled into the loan amount (you don’t bring it in cash). If you are a Veteran with at least a 10% disability rating, you will not have a funding fee.
Why it’s worth it
Advantages of VA Home Loans
- NO mortgage insurance, even at no money down.
- Rates are usually lower than Conventional Loans.
- One of the highest allowed debt-to-income ratios — easier to qualify.
Let’s connect
How I can help
Whether you’re buying or selling, take the next step in your real estate journey by reaching out! Let’s discuss your unique needs and how I can help you achieve your Real Estate goals.
Contact Jackie